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June
2021
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Refer a Case | Duke's Profile | Inside a Structure | Ringler News
 
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Ringler - #1 in Structured Settlements, Best of 2022
Legal Intelligencer
Duke T. Wolpert
Michael P. Mullen
Blue Bell, PA 19422
610-834-5553 (Office)

Structure Strategies

Family Vacation Turns Tragic


Jim and Sarah were on their way home from the family cabin on a Sunday night – a trip they had taken hundreds of times before. Another driver pulled out from a side road and didn’t see them coming, striking the passenger side where Sarah was riding. She suffered traumatic head injuries and later died at the hospital.

Jim had lost his wife of 10 years, and his two daughters had lost their mom. Furthermore, low policy limits and some questions about liability made this a case in which a negotiated compromise would need to be reached.

Health insurance was a major concern for Jim, as both girls are diabetic. So we structured the premiums for an ACA-compliant health insurance policy. Even with less money available to go around, we helped find a solution that ultimately provided some peace of mind for Jim and his family.

(Note: While Structure Strategies is based on actual Ringler case histories, the names and images of the people involved have been changed to protect their privacy.)

You Know What They Say
About Buying High – Don’t!

Horses Climbing
Interest rates are on a steady climb. 

Accident victims understand loss. With the market at all-time highs, this may be the worst time for advice suggesting they invest all their settlement funds in non-guaranteed financial instruments. Some things just need to be guaranteed. Yes, the yields from structured settlements are looking good – but when you consider no taxes and no investment fees, they look even better.

Do You Really Want an All-Electric Car?

Bear with us while we mix metaphors for just a second. We know that an all-electric car like a Tesla would save us the most money at the pump. But there’s a reason that hybrids using both an electric motor and a gasoline engine are so popular. They can run on electricity to save money but switch to gas when power or added distance is needed.

A properly crafted settlement plan often involves using both market-based investments AND structured benefits. Guaranteeing critical components like basic living expenses, education and future medical costs with a structured settlement is just common sense. With those guarantees in place, accident victims will be prepared if the market tries to send them on a bumpy ride.

How Good Are Rates?

Interest rates reached their lowest point in August of last year. Here are the facts based on where rates are NOW:

interest rates

The Right Stuff

Now, lets climb back on that horse, keep to the trail and get this right. Don’t get spooked over interest rates – they’re surprisingly good. Don’t chase after high returns just because you’ve heard that the market has done well of late – that’s a recipe for disaster. Just like staying on a horse, it’s all about balance. Slow and steady wins the race!

horse trail
Keep to the trail and ride with an experienced Ringler guide for best results.

Need a quick riding lesson? Contact your Ringler settlement consultant today.