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You Know What They Say
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Interest rates are on a steady climb. |
Accident victims understand loss. With the market at all-time highs, this may be the worst time for advice suggesting they invest all their settlement funds in non-guaranteed financial instruments. Some things just need to be guaranteed. Yes, the yields from structured settlements are looking good – but when you consider no taxes and no investment fees, they look even better.
Bear with us while we mix metaphors for just a second. We know that an all-electric car like a Tesla would save us the most money at the pump. But there’s a reason that hybrids using both an electric motor and a gasoline engine are so popular. They can run on electricity to save money but switch to gas when power or added distance is needed.
A properly crafted settlement plan often involves using both market-based investments AND structured benefits. Guaranteeing critical components like basic living expenses, education and future medical costs with a structured settlement is just common sense. With those guarantees in place, accident victims will be prepared if the market tries to send them on a bumpy ride.
Interest rates reached their lowest point in August of last year. Here are the facts based on where rates are NOW:
Now, let’s climb back on that horse, keep to the trail and get this right. Don’t get spooked over interest rates – they’re surprisingly good. Don’t chase after high returns just because you’ve heard that the market has done well of late – that’s a recipe for disaster. Just like staying on a horse, it’s all about balance. Slow and steady wins the race!
Keep to the trail and ride with an experienced Ringler guide for best results. |
Need a quick riding lesson? Contact your Ringler settlement consultant today.